Two centuries before the internet delivered infinite information at lightning speed, Benjamin Franklin said, "In this world, nothing is certain but death and taxes." Fortunately, new internet-based   more...services are making tax preparation and personal financial management much easier. As tax season rears its ugly head this year, consumers have access to new, easy to use online money management tools to better manage spending and investments. Using these tools, while following the basic principles of personal finance, can ease the pain of filing taxes - this year and next.

The days leading up to April 15 can provide a sobering picture of last year's income vs. spending, and it's a natural time to evaluate basic financial habits. But where do you start? An online search shows that there have been more than ten thousand books written about personal financial management. It's easy to become overwhelmed.

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Aaron Patzer started Mint.com out of frustration in November, 2005 when he just wanted to create a rough budget for his holiday spending -- and found it was too time-consuming to get that done using his   more...desktop software. Because he was planning for gifts and travel expenses, and thinking ahead to the New Year, he wanted to see what he was spending and saving in a typical month. But after spending several hours trying to get his records up to date, he began to wonder why there wasn't a program that could do this for him automatically, so he set to work creating one. The result is a breakthrough product launched in September, 2007: Mint.com , the fresh, free, easy and intelligent way for people to manage their money online.

The revolutionary engine behind Mint.com is its patent-pending technology that automatically classifies transactions. This allows Mint.com to do almost everything automatically in a way that Quicken and other personal finance management software programs don't. Mint's already giving useful information to nearly 100,000 users without making them pore over bank statements and enter transactions into software programs. And Mint is free.  less

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The thousands of college grads heading out on their own for the first time this month will have a harder time "learning to make ends meet" than the Class of 2007. Taking responsibility for personal   more...financial management for the first time is always a challenge, but with gas and grocery prices and rents at unprecedented levels, it's even more difficult and more critical to get off on the right foot. One recent grad turned his experiences into a new online service to encourage good money management habits and provide tools and tips to people just starting out.

"I left both home and college at 19, for a summer job in California with an internet start up. That was the summer of 2000, during the dot-com boom, and apartments were scarce. I paid $1,700 a month for a one-bedroom - which was hard to afford at a $21/hour job, I can tell you." said Aaron Patzer, who has since founded Mint.com. "It wasn't until I got to the apartment that I realized: I have no furniture, no power, no connection to the outside world. Just a roof over my head. I don't think I had really appreciated how many things my parents had taken care of, and paid for, until that day."

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