Just people, places and things in my life...Music by " Toad the Wet Sprocket"

Chasing Baja, a new movie about car racing in Baja Mexico. You will be surprised who shows up!

Jim Cramer's "The sky is falling", meltdown tirade against the Fed & Dow. "WE HAVE ARMAGEDDON! The Fed has "NO IDEA" they should "open the window" and cut rates   more..."TODAY"! Bear, Stearns & Co. Inc. announced last week that two of its hedge funds were essentially worthless, the price of its stock took a beating and the stock market tanked.
Or, is the sky really falling this time? Who will take the blame? The mainstream media, professional economists failed to warn the public. They decleared the fact that housing prices were rising as good news. Even now, many are trying to say that the meltdown is almost over.

Was Cramer's rant unjustified, or a serious rap on the bad mortgage situation and how the Fed needs to take action to save the economy from crashing?
"Meltdown" may be a little strong at this stage in terms of the housing market alone. But if you look at the credit markets further upstream, there is a meltdown. Home financing companies are dropping like flies. And it's not every day that a company like Bear Sterns is up against the wall.
One result of the housing bubble is that real estate prices and their corresponding property taxes have skyrocketed. The high prices are making home ownership impossible for lower income buyers except with risky sub-prime mortgages. The increasing taxes are making it hard for some longtime homeowners to keep their houses. Meanwhile the speculators have flipped their property and moved on.
The Fed promotes the expansion of credit, leading to a boom and widespread optimism among consumers and investors. The careless borrowing and risky investing brought about by the boom then leads to a bust, generating frenzied calls for the Fed to salvage the situation by promoting a further expansion of credit. The Fed then heeds these calls and the next round of inflation begins. Trying to inflate its way out of the current mess will simply delay the day of reckoning and make it worse, because never before in our history has there been so much debt in the system.

Guide to some terms in the clip:
Discount Window: When a bank in the United States is in need of money, it can turn to the Federal Reserve for a loan, usually on a short-term basis, to meet a temporary contraction of liquidity (the ability to raise cash easily) caused by market disruptions.
Teaser Rates: These are the very low interest rates offered in the early years of an adjustable rate mortgage loan, to entice home buyers into taking out a big loan. After a few years, the interest rate on the loan is adjusted higher, often resulting in a big jump in the monthly payment.
Bill Poole: William Poole is President of the St. Louis Federal Reserve Bank. In a speech last Friday in St. Louis, he argued that Wall Street was right to punish the share prices of companies that made bad decisions by offering loans to borrowers with dodgy credit histories.

Jim Cramer lunatic, or legend?

Note on video: This reproduction is protected under fair use law for the purpose of criticism,comment,and/or reporting. Such use is non-commercial in nature, and all rights revert back to the original author.  less

Photo-shoot with Erin by www.onemodelplace.com

Made this one last Sat.

Oh the horror!

My comment to a wonderful shout-out video from Etchesketcher72 a.k.a. Erin.

This was a video I made for a contest on Youtube. It's Warrior Cats by Erin Hunter. The song is Pain by Three Days Grace.

Just saw the movie Monster w/ Charlieze Theron...

Loads of memories with the Buck Rogers intro, the song alone brings me back to my childhood. It was first a full feature movie which resulted in a TV show on NBC from 1979 to 1981.

Designer Roberto Cavalli launched his flagship store in NY with the help of his gorgeous celebrity friends.

I now love this woman. Way to call it like it is.

YAY, my favorite warriors video I ever made is up now on both Youtube and Livevideo. XD Anyways I worked hard on this one to make the flashes stay on beat, I hope you like it.

Julib.com hosts a celebration for "Wicked" with a special performance by Dita Von Teese.

Original Song that I wrote about a guy I met in Oregon, another guy I left him for on the field at a USC Football game, falling in love at the game and leaving before half time on a flight to Vegas and   more...two horses MUSICAL GAMBLER & FUTURE CONNECTION which hit the exacta for us by the time the plane landed... An unforgettable weekend... and thats all it was, just a glorious weekend!  less

Challenged by Etchesketcher72 aka Erin, she wanted me to draw something celtic. So here ya go chica! :D I think it's an okay tattoo.

Is the beloved paper dictionary doomed to extinction? When does a made-up word become real? And could you use "synecdochical" in a sentence, please? In this infectiously exuberant talk, leading   more...lexicographer Erin McKean looks at the many ways in which today's print dictionary is poised for transformation in this internet era. (Recorded March 2007 in Monterey, California. Duration: 15:41.)  less

so.. i put a lobster tail hanging out of my roommate's (erin) shoe in her closet. this is her reaction upon it's discovery. (side note: a ladybug nearly brought erin to tears earlier this day, so i figured   more...this wouldn't bother her in the least...)  less

Photoshoot and interview with Erin from onemodelplace.com

This is for my clan Moonlight clan. I hope you guys like it! Me and Veemonkodiac worked on it together for you guys, to tell you too keep holding on. Watch till the end to see yourselves.   more... Diclamers: Song: Keep holding on(c) Artist: Avril lazin(c) pics: Warriors(c) Erin hunter(c)  less

Warriors by Erin Hunter.
Vid made by me.

Must be Dreaming by Frou Frou.

Erin shops for Fall coats at the Bluefly Studios -- and she takes us along!

Pope John Paul Tribute
Artwork by Catholic Artist Mark Sanislo and music by Erin Berghouse

http://www.marksanislo.com/
http://www.lily4life.com/

Clip from House of 1,000 Corpses. Baby Firefly (Sheri Moon) is performing "I wanna be loved by you" - Creepy Version.

Requested by J. (omfolk)